The XC90’s pre-crash front seatbelts will tighten automatically in the event the vehicle detects an impending crash, improving protection against injury significantly. The Armada doesn’t offer pre-crash pretensioners.
For enhanced safety, the front and middle seat shoulder belts of the Volvo XC90 are height-adjustable to accommodate a wide variety of driver and passenger heights. A better fit can prevent injuries and the increased comfort also encourages passengers to buckle up. The Nissan Armada doesn’t offer height-adjustable middle seat belts.
Both the XC90 and Armada have child safety locks to prevent children from opening the rear doors. The XC90 has power child safety locks, allowing the driver to activate and deactivate them from the driver's seat and to know when they're engaged. The Armada’s child locks have to be individually engaged at each rear door with a manual switch. The driver can’t know the status of the locks without opening the doors and checking them.
The Volvo XC90 offers an optional built in child booster seat. It’s more crash worthy than an added child seat because of its direct attachment to the seat. Nissan doesn’t offer the convenience and security of a built-in child booster seat in the Armada. Their owners must carry a heavy booster seat in and out of the vehicle; XC90 owners can just fold their built-in child seat up or down.
Using vehicle speed sensors and seat sensors, smart airbags in the XC90 deploy with different levels of force or don’t deploy at all to help better protect passengers of all sizes in different collisions. The XC90’s side airbags will shut off if a child is leaning against the door. The Armada’s side airbags don’t have smart features and will always deploy full force.
The XC90 has a standard Whiplash Protection System (WHIPS), which use a specially designed seat to protect the driver and front passenger from whiplash. During a rear-end collision, the WHIPS allows the backrest to travel backwards to cushion the occupants and the headrests move forward to prevent neck and spine injuries. At the same time the pretensioning seatbelts fire, removing slack from the belts. The Armada doesn’t offer a whiplash protection system.
The XC90 has standard Post-impact braking, which automatically apply the brakes in the event of a crash to help prevent secondary collisions and prevent further injuries. The Armada doesn’t offer a post collision braking system: in the event of a collision that triggers the airbags, more collisions are possible without the protection of airbags that may have already deployed.
To provide maximum traction and stability on all roads, All-Wheel Drive is standard on the XC90. But it costs extra on the Armada.
Both the XC90 and Armada have rear cross-traffic warning, but the XC90 has Braking Intervention (automatically applies the brakes) to better prevent a collision when backing near traffic. The Armada’s Rear Cross Traffic Alert doesn’t automatically brake.
For better protection of the passenger compartment, the XC90 uses safety cell construction with a three-dimensional high-strength frame that surrounds the passenger compartment. It provides extra impact protection and a sturdy mounting location for door hardware and side impact beams. The Armada uses a body-on-frame design, which has no frame members above the floor of the vehicle.
Both the XC90 and the Armada have standard driver and passenger frontal airbags, front side-impact airbags, driver knee airbags, side-impact head airbags, front and rear seatbelt pretensioners, height adjustable front shoulder belts, four-wheel antilock brakes, traction control, electronic stability systems to prevent skidding, crash mitigating brakes, daytime running lights, lane departure warning systems, blind spot warning systems, rearview cameras, rear cross-path warning, driver alert monitors and available around view monitors.
The Volvo XC90 has achieved the Insurance Institute for Highway Safety’s (IIHS) highest rating of “Top Safety Pick Plus” for the 2024 model year. This distinction is based on its exceptional performance in IIHS’ rigorous battery of safety tests. Specifically, it earned a “Good” rating in the latest, more stringent moderate overlap front crash test, a “Good” result in the updated side impact test, and an “Acceptable” score in the revised pedestrian crash prevention test. The Armada has not yet been evaluated by the IIHS for 2024.