For enhanced safety, the front seat shoulder belts of the Volvo EX90 are height-adjustable to accommodate a wide variety of driver and passenger heights. A better fit can prevent injuries and the increased comfort also encourages passengers to buckle up. The BMW XM doesn’t offer height-adjustable seat belts.
The Volvo EX90 (except 6-Passenger) offers an optional built in child booster seat. It’s more crash worthy than an added child seat because of its direct attachment to the seat. BMW doesn’t offer the convenience and security of a built-in child booster seat in the XM. Their owners must carry a heavy booster seat in and out of the vehicle; EX90 owners can just fold their built-in child seat up or down.
The EX90 has a standard front seat center airbag, which deploys between the driver and front passenger, protecting them from injuries caused by striking each other in serious side impacts. The XM doesn’t offer front seat center airbags.
The EX90 has a standard Whiplash Protection System (WHIPS), which use a specially designed seat to protect the driver and front passenger from whiplash. During a rear-end collision, the WHIPS allows the backrest to travel backwards to cushion the occupants and the headrests move forward to prevent neck and spine injuries. The XM doesn’t offer a whiplash protection system.
Both the EX90 and the XM have standard driver and passenger frontal airbags, front side-impact airbags, driver and front passenger knee airbags, side-impact head airbags, front seatbelt pretensioners, four-wheel antilock brakes, all wheel drive, traction control, electronic stability systems to prevent skidding, crash mitigating brakes, post-collision automatic braking systems, lane departure warning systems, blind spot warning systems, around view monitors, rear cross-path warning and driver alert monitors.